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Don't list your REO
Asset "SELL IT" Call Janine Pumyea
978-821-7335 www.massachusetts-reobroker.com E-mail
janine@pumyea.com |
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REO
VALUATION
Pumyea Associates offers
"Broker Price Opinions" to Real Estate Lenders, Investors and
Financial Institutions through out the state of Massachusetts.
With a wide range of REO Services, Pumyea
Associates will make every attempt to accommodate your
specific REO needs. In addition, Pumyea Associates offers a
complete solution to REO Management, Marketing and Disposition of
Single, Multi-Family Residences, Land, and Commercial properties.
Pumyea Associates can sell properties faster with
smoother transactions. With its experience, technology, REO
qualified agents, and a team of dedicated professionals, We
can and do reduce losses and decrease recovery time.
BPO Services:
- Drive-By
BPO - The
alternative service for qualifying home equity lines
of credit, refinancing, loss mitigation and collections.
Licensed Real Estate Agents/Realtors working in the local
market will perform the BPO. *These licensed real estate
professionals are also able to produce a more detailed
observation of the subject property. The standard BPO guideline
follows the Fannie Mae and Freddie Mac guidelines.
- Interior
BPO - Report providing a detailed
value of the subject property including interior and
exterior photos. This report is less expensive then an
appraisal and is commonly use for Appraisals
Reviews, and as a 2nd Broker
Price
Opinions.
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Janine Pumyea
"REO Specialist / List
Agent" Click here to E-mail or
call 978-821-7335
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As a full-service REO listing team, we monitor the entire foreclosure process. From - initiating first contact - contracting repair and maintenance - listing the property -to handling the closing. |
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REO Specialist / List
Agent
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www.massachusetts-reobroker.com works in conjunction with
www.realestate-page.com in an effort to bring maximum exposure to your REO
listings. |
-- Pumyea Associates is a Keller Williams Realty Team --
Market Center Location: 680 Mechanic Street,
Leominster, MA 01453 ©2008 All Rights Reserved |
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Pre-Foreclosure Drive-By BPO's * Interior BPO's and
Valuations * Complete Market Analyses * Eviction
Processing * Comprehensive Documentation Services *
Verify Occupancy Status * Secure Vacant Properties
(re-keying, sign posting, title work, contact utilities, clean up
bids) * Property Clean-up (interior, exterior,
ongoing) * Regular Monthly
Reports * Marketing the Property *
Offer Receipt and Presentation * Closing > Contact janine Pumyea About REO / BPO Real
Estate |
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Questions About REO
Q: What does REO mean?
A: REO is an acronym for "Real Estate Owned." Q: Why do people purchase REO
properties? A: The properties are often listed "as is."
That makes them great opportunities for those who want to buy and fix up
the properties and use them as a principle residence or an investment
property. Q: How
is purchasing REO properties different from regular real estate
purchases? A: REO properties are owned by corporations not
individuals which leads to significant differences in all aspects of the
purchase. Q:
What should I know about buying at a "Trustee's Sale"? A: Do
your research before buying and use extreme caution before investing.
Properties purchased at a Trustee's Sale are sold "as-is" for cash. There
are no refunds. |
Q: What does BPO mean?
A: BPO is an acronym for "Broker Price Opinion."
Q: Why are BPO's conducted?
A: Camille's team performs a BPO of a residential property
for use in collections and loss mitigation.
Q: What is contained in a BPO
report? A: The report combines information from a drive-by
exterior examination, external data sources, previous sale data, property
assessment data, recent comparable sales and current neighborhood
listings, as well as a photograph of the subject property.
Q: What are the advantages of a
BPO? A: BPOs significantly lower loan costs and decrease
turnaround time. They also provide reliable valuations to minimize credit
risk. Also, an up-to-date property photograph helps assist in
identification of visible deferred maintenance.
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> Contact Janine Pumyea About REO / BPO Real
Estate
Banks and Mortgage Companies We May
Work With:
- Aames Capital Corp
- Abacus Federal Savings bank
- Aetna Real Estate Investments
- Alaska Southern
- Alliance Bank
- Alliance Funding Co.
- Amalgamated Bank
- Amboy NB
- American General Finance
- American Holdings
- Ameriquest Mortgage
- Amresco, Inc.
- Amsouth Bank-Residential
- APCOM
- Asia Bank
- Associates Home Equities
- AStoria Federal S&L Assoc.
- Atlantic Mortgage & Investment
- Baltic Realty/MetroWest Bank
- Banc One trust Co.
- Banc One, Dallas
- Banco Popular de Puerto Rico
- Bank Atlantic
- Bank of America
- Bank of America, Agricultural
- Bank of America-Marketing List
- Bank of Hawaii
- Bank of New York
- Bank of the Commonwealth
- Bank of the Hudson
- Bank One
- BankAtlantic FSB-Comm
- Bankers Trust Co.
- Bankers Trust Co. of California
- BEAL BANK SSB
- Beneficial Mortgage Co.
- Boston Federal Savings Bank
- Boston Safe Deposit
- Bridge City SB
- Brooklyn Federal Savings Bank
- California Fed Bank-Comm
- California Federal Bank
- California Korea Bank
- Carolina First Bank
- Carver Federal Savings
- Cathay Bank
- Central Carolina B&T
- Central Funding Co.
- Century Bank
- CFS Bank-Columbia Federal Savings
- Chase Manhattan Bank
- CIGNA-Ct General Life Ins. Co.
- Citibank N.A.
- Citibank RE/Citicorp-Comrcl.
- Citibank Federal Bank
- CITIZENS NB
- City National Bank
- Coldwell Banker
- Colonial Savings/Ft. Worth Mtg
- Columbia Federal Savings
- Comerica Bank
- Commercial Credit Corp.
- Community Savings, N. Palm Beach
- Compass Bank
- Conning ASset Mgt. Co.
- Contimortgage Corp.
- Countrywide Funding Corp.
- Countrywide Home Loan
- Crestar Mortgage Corp.
- Crossland Mortgage Co.
- Crown Life Insurance Co.
- Dale Mortgage Bankers
- Debcon Financial Services
- Dime Savings Bank of New York
- Dovenmuehle Mortgage
- DOWNEY S&L ASSOCIATION
- EMC Mortgage Corp.
- Emigrant SAvings Bank
- Englewood Bank
- Epire Factors, Inc.
- Equitable Life Assurance
- European American Bank
- Fairfield Financial
- Family Savings Bank
- Farm Credit Bank of Texas
- Farmers & Merchants NB
- FDIC-Field Ops Branch-Dallas
- FDIC-Northeast Service Center
- FDIC-Western Service Center
- Federal Deposit Insurance
- Federal Home Loan Mortgage
- Federal National Mortgage
- FGH Realty Credit Corp.
- FHLMC
- FHLMC-Multi-Family
- Fidelity Federal Bank
- Fidelity Federal Savings Bank
- Fidelity Homestead Assoc.
- First American Bank
- First Bank National
- First Bank of FL (First Fed)
- First Central Bank
- First Commerce Bank
- First Commercial Mortgage
- First Fedrl Bank of California
- First Fidelity Thrift & Loan
- First Mortgage Companies
- First National Bank
- First Nationwide Mortgage
- First Pacific national Bank
- First Security Bank of Utah
- First Trust National
- First Union Mortgage
- First Union National
- First Union NB
- Firstrust Savings Bank
- Fleet Mortgage Corp.
- Fleet National Bank
- FNMA
- Ford Consumer Finance
- FREMONT INV & LOAN-Comm
- GE Capital Asset Mgt Corp.
- GE Capital Mortgage
- General Bank/GBC Realty
- Girard Savings
- Glendale Federal Bank
- Glendale FS&L-Resid. USA
- GMAC Mortgage Corp.
- Golden National Mortgage
- Greenport Savings Bank
- GSL Savings Bank
- Guardian Savings-Comml
- Harris Trust & Savings Bank
- Hemet Federal Savings
- HIGHLAND FED S&L ASSOC.
- Home Federal Savings
- Home Savings Bank of America
- Homeside Lending, Inc.
- Household Bank
- Household Finance (HFC)
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- HUD-Worcester
- HUD-Boston
- HUD-Lowell
- HUD-Fitchburg
- HUD-Athol
- HUD-Leominster
- HUD-Woburn
- HUD-Haverhill
- HUD-Springfield
- HUD-Gardner
- Hypo Holdings, Inc.
- IAG Federal Credit Union
- IMC Mortgage Bank
- Independence Savings
- Inland Empire National Bank
- Irwin Mortgage Corp.
- LaSalle Bank, FSB
- LaSalle National Bank
- LAUGHLIN NATIONAL BANK
- Leehman Capital
- Liberty Savings Bank
- Lochaven Federal S&L Assoc.
- Long Island Savings Bank
- M&T Mortgage Corp.
- Magna Mortgage
- Marathon Oil Company
- Marine Midland Bank
- Marine Midland Bank, Mortgage
- Marine Midland mortgage
- Marquette Savings Bank
- Maspeth Federal Savings Bank
- Mellon Mortgage Company
- Mercantile Bank
- Mercantile Mortgage
- Merchants Bank
- Midfirst Bank
- Mid-State Bank
- Midwest Savings Bank
- National Standard Mortgage
- Nationsbanc Mortgage
- NationsBank South National
- NationsBank, Southeast Reg.
- New York State Mortgage
- North American Mortgage
- North County Bank
- North Fork Bank
- North Valley Bank
- Northwest Community Bank
- Norwest Bank
- Norwest Bank of Minnesota
- Norwest Bank of New Mexico
- Norwest Mortgage, Inc.
- OCWEN Federal Bank
- Oswego County Savings Bank
- Palmetto Federal Svngs Bank
- Pawling Savings Bank
- People's Bank
- PFF Bank & Trust
- PG&E
- PNC Mortgage Corp.
- PNC Realty Holding Corp.
- PNC Realty Holding-Residntl
- Prism Properties, Inc.
- Providian Savings Bank
- Providian National Bank
- Queens County Savings
- Regions Bank
- Reliance Federal Svngs Bank
- Repo Properties/Swing Loans
- Republic Bank
- Republic National Bank
- Residential First, Inc.
- Resolution Trust Corp.
- Resource Bancshares Mortgage
- Retained Realty (Emigrant)
- Richmond County Savings
- Riggs NB of Washington, D.C.
- Riverside National Bank
- Roosevelt Savings Bank
- Rural Econ&Comm Dev-House/CO
- Santa Monica Bank
- Seafirst Bank
- Security National Services
- Security Pacific National
- Small Business Admin-DC Office
- South Side NB
- Southern Pacific Bank
- SouthTrust Bank
- SouthTrust Bank of SW Florida
- Spencer Savings Bank
- State of New York Mortgage
- State Street Bank & Trust
- Sumitomo Bank & Trust
- Summit Bank
- SunTrust Bank Central Florida
- TCF Bank Savings
- TERRA Commercial
- Three Rivers B & T Co.
- TMS Mortgage, Inc.
- Troy Savings Bank
- Trustmark NB
- U.S. Trust Co.
- Union Bank
- Union Federal Savings Bank
- Union Planters Bank
- Union Planters National
- United Companies Lending
- United Cooperative Bank
- USTrust
- V&D Realty USA Corp.
- VA-New Hampshire
- Wall Street Mortgage
- Washington Mutual SB/Resid REO
- Webster Bank
- Wells Fargo Bank, N.A.-Resid
- Wells Fargo-Comm
- Willshire Funding Corp.
- Woodsville Guarantee Savings
- World Saving & Loan
- World S & L-Multi Family
- World Savings & Loan
- Yasuda Bank and Trust
> Contact Janine Pumyea About REO / BPO Real
Estate |
Pumyea Associates services
the following communities:
Leominster Massachusetts Real Estate, North Central Massachusetts,
Realestate, Fitchburg, Leominster, Gardner, Winchendon, Ashburnham, Lancaster,
Hubbardston, Lunenburg, Erving, Phillipston, Townsend, Ashby, Princeton,
Warwick, Athol, Gardner, Royalston, Wendell, Ayer, Groton, New Salem, Shirley,
Westminster, Baldwinville, Harvard, Orange, Sterling, Winchendon, Barre,
Petersham, Templeton,
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management, reo asset managers, reo agents, reo vendors, reo attorneys, title
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price opinions
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